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We've made buying a home an easier, more human, more personal experience.
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A home is not four walls, it's a thousand stories.
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We like to brag about it
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How we would like mortgages to be
Capital for you, natural for us. -
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Discover the steps to find, buy, and enjoy your new home.
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APR, TIN, Euribor, Amortization... Don't be scared, our glossary explains them all.
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You ask, we answer
Do you have any questions? Don't worry, it's normal to have them. -
The space for big questions... and little ones
About physics? Can’t help you with that, I’m afraid. About mortgages? Ask whatever you like, and we’ll give you an answer
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About hipotecas.com
Acronyms and jargon are not our thing. We say it in plain language.
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APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
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NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent.
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Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
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Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.
Contact us. By WhatsApp or for coffee
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Write to us
Let's talk
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91 334 26 35
Monday to Friday: 10h - 18h
- charlamos@hipotecas.com
- Where are we?
We are available to answer all your questions.
By completing this form on Hipotecas.com, you are contacting Unión de Créditos Inmobiliarios (UCI), the entity responsible for this service.
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91 334 26 35
Forget about our story. What matters is yours!
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