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Client
clientes@uci.com 912 06 37 95
L-V de 10.00 a 18.00h
Not Client
cuentanos@uci.com 912 06 37 90
L-V de 10.00 a 18.00h
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Insurance

The safest for your mortgage

A mortgage is much more than just financing: it is your home, your new life, it is the peace of mind that we all need. A mortgage is knowing that the future is less uncertain when you know how to choose what really matters to you.

If you have already chosen your mortgage, choose your insurance now *

Today you already have a mortgage. Tomorrow, a future to think about yourself and your loved ones. If we have an insurance catalogue, it is so that you have solutions in your life. Life insurance, home insurance and payment protection so that enjoying your home is an obligation.

Product
HOME INSURANCE

Home, sweet tranquility

Whatever happens in your home stays in your best moments. You enjoy yourself, because your multi-risk home insurance protects you from certain unforeseen events that occur both inside and outside your home, depending on the coverage of your policy. You live, and your insurance will take care of the rest.

Product
PAYMENT PROTECTION INSURANCE

If you can't, we can.

Sometimes everything is in your hands, and other times the future has something to say. If you cannot meet your payments due to eventualities such as work incapacity or unemployment, you will be covered within the limits provided for in the general or specific conditions of the policy.

Product
LIFE INSURANCE

It has to be very good to last a lifetime

Our commitment to your peace of mind is as long as the future holds. For this reason, we offer you insurance that covers the payment of the insured capital in the event of an unforeseen event such as death or permanent disability. In this way, the future of those you care about is assured. Always consult the conditions of your policy.

Product
INSURANCE FOR THOSE WHO DO NOT RESIDE IN SPAIN

Because it doesn't matter where, but with whom

Insurance for those who believe that the most important place in the world is where they want to be. We offer life and home insurance to non-residents, limited to the European Union. Because our present and our future is to be by your side.

Your insurance responds

  • It all depends on your situation. Without a doubt, to choose the right insurance, it is important to understand what situations can shape your future. Home insurance can cover you in unforeseen events that occur both inside and outside the home. Payment protection insurance can respond when your work situation is in a difficult situation. Finally, life insurance offers you guarantees in the event of death or permanent total disability. For you, and for your loved ones.
  • It is not mandatory. If you are a property owner, it is ideal to have insurance for the contents of the property, as well as coverage to cover damage caused by the tenant or possible non-payments.
  • These are all the structural elements and materials that form part of the construction of the house. Thus, the container is everything from the pipes to the floors and tiles.
  • The contents of a home insurance policy refer to all the possessions that the insured has in the home: clothing, furniture, electronic devices, valuables or even food.
  • The price of life insurance is calculated, among other factors, according to the age of the insured. The older the insured, the higher the price.
    For this reason, most life insurance policies are renewed annually (annual renewable option). At this time of renewal, the price is updated according to your age and risk (insured capital and coverage), so it will increase slightly every year.
    Our option is amortization life insurance so that the premium is adapted to the situation of your loan.

You still have a lot to know about insurance

Read our articles

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Mortgage life insurance: is it mandatory?
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20 Dec 2020

Payment Protection Insurance: because prevention is better than cure
Economy and Mortgages

Your insurance, and everything you may need

The definition of coverage and its limits will be specified in the contract conditions.
* All insurance is brokered by UNI N DE CR DITOS INMOBILIARIOS SA, EFC, OBSV (Linked Insurance Banking Operator), a Spanish company with NIF A39025515 and registered office at Calle Amaltea 32, 1 floor, 28045 Madrid. Registered in the Special Registry of DGSFP with number OV-0076 in volume 4071, section 8, page number 67,739, entry 23. The broker has Professional Liability Insurance and financial capacity as established by current legislation.

SANTANDER Seguros y Reaseguros, Compa a Aseguradora, S.A. Av. De Cantabria, S/N. 28660, Madrid. CIF A46003273. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with code C0037, in life insurance, permanent total disability insurance and home insurance.

CARDIF Assurance Vie, Branch in Spain. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. CIF. W0012421D. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with the code E0129, in life insurance and permanent total disability.

CARDIF Assurances Risques Divers, Branch in Spain. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. With CIF. W0012420F. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with the code E0130, in temporary disability and unemployment insurance and home insurance.

GENERALI Seguros y Reaseguros, SAU Paseo de las Doce Estrellas, 4, 28042, Madrid. CIF. A48037642. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with the code C0467-G0056, in life and permanent disability insurance and in home insurance.

CAJA DE SEGUROS REUNIDOS, Insurance and Reinsurance Company, SA (CASER), Avenida de Burgos, 109, 28050, Madrid. CIF A28013050 Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with code C0031, in life and permanent disability insurance and in home insurance.

ZURICH VIDA, Insurance and Reinsurance Company, SA, Paseo de la Castellana, 81, 22nd floor, 28046, Madrid, CIF. A08168213. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with code C0039, in life insurance and permanent total disability.