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Mortgage insurance

Important for you. Important for us

Are you insured? Are you sure you’re insured?

We should take care of the things that really matter, don’t you think? Discover our insurance products and make the decision to protect you and your loved ones.

Focus on living your life and nothing else

  • Transparent

    Like everything we do

  • Flexible

    They’re not made of rubber, but almost

  • Simple

    Just a click or a phone call away. Instantaneous

  • Understandable

    We make the hard easy, as you know

Policies from top insurance companiesS

As the song goes ‘What Will Tomorrow Bring?’... and we all wonder the same thing. The answer is, it doesn’t matter if you’re protected.

Product
HOME INSURANCE S1

Insurance as big as a house

You spend a lot of your day putting out fires, but we’ll take care of them from now on. The insurance policies we offer cover fire, flooding, breakages, theft, 24-hour assistance, civil liability, legal costs and damage claims.

Product
PAYMENT PROTECTION INSURANCE S2

Everything changes, everything stays the same

Life is full of changes and changes bring life changes. If your personal or professional circumstances change, we guarantee payment of the fixed instalment for the duration of the policy.

Product
LIFE INSURANCE S3

Be prepared for the ‘just in case’

Because you and your loved ones come first, we offer insurance that covers the payment of the sum insured should the unexpected happen. That way, whatever happens and whatever the outcome, the future of those you love is insured.

Acronyms and jargon are not our thing. We say it in plain language.

  • APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
  • NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent. 
  • Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
  • Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.
Find the answers here

Got questions?

Don’t worry – that’s perfectly normal.

Find the answers here

Contact us. By WhatsApp or for coffee

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    Call us

    +34 91 334 26 35

    Monday to Friday: 9:00am - 9:00pm

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    Write to us

    charlamos@hipotecas.com

    Let's talk

    We are available to answer all your questions.

    By completing this form on Hipotecas.com, you are contacting Unión de Créditos Inmobiliarios (UCI), the entity responsible for this service.

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    Data controller: Unión de Créditos Inmobiliarios SA EFC (UCI). Contact the UCI Data Protection Officer: dpo@uci.com. Purposes and legal basis: With your consent, UCI will process your data to manage your requests, provide you with information about our products and services, and understand your opinions. Retention period: We will retain your data for as long as necessary to fulfill these purposes. Once this period has been completed, UCI will block it and make it available only to the competent public authorities. Communication to third parties: UCI may contract third-party service providers who will have access to your personal data, processing it solely for the purposes described, always on behalf of UCI. Rights: You may exercise your rights of access, rectification, erasure, objection, restriction of processing, data portability, and the right to revoke your consent by writing to "privacidad@uci.com" or by mail to Apt. de Correos 1160, 28080 Madrid. You may also file a complaint with the Spanish Data Protection Agency (AEPD) at www.aepd.es. How we obtain your data: UCI has obtained your data through forms or applications that you may have completed on one of our websites, in interviews and conversations with our sales representatives, or through third-party companies (e.g., real estate portals) with which UCI has collaboration agreements. In all cases, this information is collected with your prior consent and with your knowledge and consent. You can obtain more information about the processing of your personal data and how to exercise your rights by consulting our Data Protection Policy . By clicking the submit button below, I declare that I have read and accept the terms and conditions. the previous information on Data Protection.


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    Where to find us?

Our agents are licensed to market Hipotecas.com products as mortgage brokers.
 
S1 All insurance are mediated by Unión de Créditos Inmobiliarios, SA, Financial Credit Establishment, Linked Bancassurance Operator. Registered office at Calle Amaltea, 32, 1st Floor, 28045, Madrid. Company registered in the Commercial Registry of Madrid, Volume 29,491, Book 0, Folio 174, Section 8, Page M. 67.739. CIF (Tax ID): A39025515. Registered in the General Directorate of Insurance and Pension Funds with no. OV-0076. The mediator holds Professional Civil Liability Insurance and financial capacity as required by current legislation.

SANTANDER Seguros y Reaseguros, Compañía Aseguradora, S.A. Av. De Cantabria, S/N. 28660, Madrid. CIF A46003273. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0037, for life insurance, absolute permanent disability insurance, and home insurance.

CARDIF Assurance Vie, Spanish Branch. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. CIF. W0012421D. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0129, for life insurance and absolute permanent disability insurance.

CARDIF Assurances Risques Divers, Spanish Branch. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. CIF. W0012420F. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0130, for temporary disability and unemployment insurance, and home insurance.

CNP Assurances, Spanish Branch. Calle de Cedaceros 10, 5th Floor, 28014, Madrid. CIF. W0013620J. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0160, for life insurance and absolute permanent disability insurance.

CNP Caution, Spanish Branch. Calle de Cedaceros 10, 5th Floor, 28014, Madrid. CIF. W0010754J. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0221, for temporary disability and unemployment insurance.

GENERALI Seguros y Reaseguros, S.A.U. Paseo de las Doce Estrellas, 4, 28042, Madrid. CIF. A48037642. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0467-G0056, for life insurance, absolute permanent disability insurance, and home insurance.

CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A. (CASER), Avenida de Burgos, 109, 28050, Madrid. CIF A28013050. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0031, for life insurance, absolute permanent disability insurance, and home insurance.

ZURICH VIDA, Compañía de Seguros y Reaseguros, S.A., Paseo de la Castellana, 81, 22nd Floor, 28046, Madrid. CIF A08168213. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0039, for life insurance and absolute permanent disability insurance.

  • With clear explanations and large print.

  • Person-to-person. Leave your details today, and we’ll call you tomorrow.

  • Tailored to your circumstances, the mortgage that fits like a glove.