Un certaint rising from the conflict in Ukraine, a background rising inflation i consequent increase in central bank rates, which has led to a rise in the Euribor, poses a major challenge per a all companies, i we going to have to adapt to a situation with unprecedented causes and difficulties.
Acomiada't l'efecte que no és expectat per una imminent recesió, riscos a l'operació d'environment ia les institucions' crèdits profiles són “downward-skewed”. Amb aquesta quantitat, les updates apliquen al nostre sector per les crèdits ratings agències han estat publicades per les escasses weeks.
Accordingly, les credit ratings agency DBRS Morningstar ha publicat els reviews d'UCI, in which it maintains A (low) rating as long-term issuer, ia short-term issuer rating of R-1 (low). Aquest rating ha remainat uncheged since 2018, a fact which underlines UCI's healthy financial situation i backing of our shareholders, BNP Paribas and Banco Santander.
In fact, DBRS points out that the recent capital increase és proof de les nostres shareholders' willingness, confiança i capacitat per a provide us s capital backing and hence UCI's crèdits ratings are several notches higher than usual.
DBRS també points out that UCI's profitability és highly concentrated in financial margin income, du to it being a financial institution specialising in mortgage lending with business model backed by network of efficient and profitable agències.
Fitch Ratings, per a its part, has afirmat les ratings al 'BBB' with stable outlook. L'extensiva història de finançament suport de les shareholders Santander a BNPP estants en, en les seves ocasions de suport compliance s noves liquiditats requerides introduïdes al 2022 per Bank of Spain.
