Our strategy in the sector of securitisations is fundamental to creating more diversified funding sources. The quality of the data and exhaustive monitoring of portfolios provide a guarantee in the market and enable us to attain financial autonomy.

UCI Key Ratings

Long Term A (low) BBB
Last Revision October'23 November'23
Short Term R-1 (low) F2
Last Revision October'23 November'23
Outlook Stable Stable

ESG* Entity Rating 3
Last Revision September'23

*Environment, Social and Governance

RMBS GreenBelém No. 1

Our securitizations in detail

Find detailed information on all the securitisations that we have issued.

Our mortgages are greener than green

We are the first financial institution in the Iberian Peninsula to obtain the Energy Efficiency Mortgage Label (EEML).
This seal is proof that our green mortgages and sustainable financial solutions fulfil the strictest criteria of care for the environment. This is a plus for you in terms of transparency and authenticity.

In compliance with the terms of article 405 of Regulation (EU) no. 575/2013 of 26 June and article 6(3) of the “EU Securitisation Regulation”, on prudential requirements for credit institutions and investment firms, Unión de Créditos Inmobiliarios S.A., E.F.C. is committed to withholding securitisation funds issued from 2004 onwards, in a continuous manner, with a significant net economic interest. In this regard, "in a continuous manner" should be understood as the fact that the net economic interest withheld is not subject to any reduction in credit risk, or to short term positions or other types of hedging and nor will it be sold. All the updated details on this requirement may be located in the Regular Information published in respect of said securitisation funds in Santander de Titulización